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for affordable Florida dental insurance.

Dental Plans

There are two major types of dental insurance namely, indemnity plans and managed care plans. Depending upon the nature of dental care you need and on the basis of the advantages and disadvantages you can go for the best suited type of dental insurance.

Indemnity (fee for service) plans
Dental indemnity insurance is often favored by patients who want more choice about where to seek dental care. While managed care dental plans usually require you to get dental care from specific professionals, with indemnity dental coverage, you will be able to select which dental professional you want to see. With these plans, you may have more paperwork to fill out, as with these insurance plans you will pay for dental care yourself and then submit claims forms to your dental insurance provider. Your provider will reimburse you for part or all of your dental care, depending on your agreement. In some cases, you may only have to pay a deductible. Your insurance provider will pay for up to 100% of “usual” costs associated with dental care.

Managed care plans (PPOs, POSs, and Dental HMOs (DHMOs))
Many patients like managed care plans because these plans have very low costs. Although with these dental insurance programs you need to select your insurance provider out of list of providers, you will not have to pay your dental fees up front. Your insurance provider will pay for some fees and the dentist will offer special discounts to you as part of your insurance coverage.

If you would like more information about dental insurance, please click here.

Humana One

Dental for Everyone
Insurance Plans of Florida, owned and operated by Lovelace Insurance

Toll Free: 888.556.5859
Telephone: 561.845.7392
Fax: 888.556.5859

PO Box 9117
West Palm Beach, FL 33419

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