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Long Term Solutions

There's a good chance that you may need to pay for nursing home, assisted living or, home health care one day. In fact, more than half of the U.S. population will require long-term care at some point in their lives. If you're concerned about being financially secure during your retirement years, you owe it to yourself and your loved ones to protect yourself against what could be the greatest threat to your financial security, the cost of long-term care.

Long-term care refers to a broad range of supportive medical, personal and social services for people who are unable to provide for their own needs for an extended period of time. This need for care from others may be caused by accident, illness, dementia, stroke, depression or frailty. Personal needs may include help to move about, dress, bathe, eat, use a toilet, medicate and avoid incontinence. Also help may be needed with household cleaning, preparing meals, shopping, paying bills, visiting the doctor, answering the phone and taking medications properly.

If you would like more information about long term care insurance, please click here.

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